IS YOUR TREE VENDOR INSURED FOR THE TREE CARE INDUSTRY?

A certificate of insurance is often demanded in situations where liability and large losses are a concern. Verification of workers' compensation coverage is considered even more critical than verification of coverage for property damage. A contractor may have one carrier or two different carriers for both forms of coverage. One or two documents will be issued by an insurance company or broker to verify the existence of insurance coverage under specific conditions granted to listed individuals. More specifically, the documents must list the effective date of the policy, the type of insurance coverage purchased, and the types and dollar amounts of the applicable liability.

How do you know the certificate of insurance is valid?

	Certificates must list agent or producer
	Name of company or individual you hire must be listed as insured
	Must show insurance company who provides the coverage (may be more than one)
	Association name and address should be listed as certificate holder
	Watch the issuance date - located in the top right corner. It is the best indicator of validity.
	Certificate should be less than 30 days old. If the contractor has not made monthly insurance payments, the certificate may not be valid.
	Certificate of insurance must show the insurance coverage amounts and limits
	Certificate must include all operations and classifications the company provides - TREE PRUNING, NOT LANDSCAPING AND GARDENING

GENE SHERWOOD ISA CERTIFIED ARBORIST #FL-0989A
ED PETERSEN ISA CERTIFIED ARBORIST #FL-0801A

Contact us today to schedule a free consultation. You may e-mail or call us at
786-521-6501.